WASHINGTON — Nearly two years after the American financial system teetered on the verge of collapse, Congressional negotiators reached agreement early Friday to reconcile competing versions of legislation that would transform financial regulation.

A 20-hour marathon by members of a House-Senate conference committee to complete work on toughened financial rules culminated at 5:39 a.m. Friday in agreements on the two most contentious parts of the financial regulatory overhaul and a host of other provisions. Along party lines, the House conferees voted 20 to 11 to approve the bill; the Senate conferees voted 7 to 5 to approve.

With the agreement in place, President Obama said Friday morning that Congress was “poised to pass the toughest financial reforms” since the Great Depression, homing in on the consumer-protection measures that he said would make lending agreements easier to understand and protect small borrowers from hidden penalties and fees.

He said that the bill contained “90 percent of what I proposed when I started this fight.”
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http://www.nytimes.com/2010/06/26/us/politics/26regulate.html?hp


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Analysts pored over the specifics of the deal as they emerged on Friday and expressed a wide array of views about the impact it would have. Some saw the bill as more of a political statement than a practical measure that could prevent another financial meltdown. Others said banks’ costs would increase, but banks would pass the increased costs along to consumers.
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http://www.nytimes.com/2010/06/26/business/26reax.html?hp


Financial Reform 단일안이 도출되었군요.  건강보험 개혁에 이어 이뤄내는 걸 보니 대단합니다.   단 실질적으로 어떤 영향을 미칠지는 의견이 엇갈리는 것 같은데요.

앞으로 이민 개혁안에도 긍정적인 영향이 미칠지 궁금합니다.